September 2025

Introduction Buying land in Ghana? Save thousands and sleep easy when you follow these steps to buying land in Ghana. With rapid urbanisation, steady population growth, and increased demand for housing and commercial spaces, land values continue to appreciate nationwide. From the bustling streets of Accra to the rapidly developing hubs of Kumasi and Takoradi, land ownership promises both security and long-term wealth. According to recent reports, land prices in key areas, such as Accra, increased by approximately 15% last year alone, reflecting strong demand and promising potential for future growth in the real estate market. However, buying land in Ghana is not always straightforward. Many investors, both local and from abroad, have lost money to scams, double sales, and ongoing disputes. Failing to conduct proper checks can result in lengthy court battles, financial losses, and stress. The good news? With the proper steps, you can confidently secure land in Ghana without falling into common traps. In this guide, we’ll walk you through the seven critical steps every intelligent investor must take to avoid scams and protect their investment. First, we’ll set clear goals and establish a budget, then we’ll explore how to choose the correct location. We’ll also cover how to verify land ownership, conduct essential land searches, and involve a qualified lawyer. Finally, we’ll discuss negotiating a proper sales agreement and the importance of registering the land in your name. Let’s dive into each step for a successful land purchase. Step 1: Define Your Purpose and Budget Before you even start looking at plots of land, you need clarity. Are you buying land to: Build your dream home? Start a commercial project (shops, apartments, or warehouses)? Farm or invest for the future resale value? Your purpose will shape everything—from location to documentation requirements. Tip: Don’t just budget for the land itself. You’ll also need to account for: Survey fees Legal fees Land search and registration at the Lands Commission Possible community or traditional authority charges Ignoring these hidden costs is a common mistake that leads to stalled projects. To help budget more realistically, you should expect survey fees to range between $200 and $500, legal fees to average around $300 to $700, and registration at the Lands Commission to vary from $100 to $150. Note that these are ballpark figures, and actual costs can be influenced by different factors such as location and the professionals you hire. Step 2: Choose the Right Location In real estate, location is everything. Prime areas like East Legon, Cantonments, and Airport Residential in Accra are costly but come with high resale value. Developing areas such as Kasoa, Dodowa, and Pokuase offer more affordable plots but may require patience for full development. Regional cities like Kumasi, Takoradi, and Tamale present growing opportunities due to industrial expansion and population growth. When choosing a location, consider: Road access and transportation Proximity to schools, hospitals, and markets Risk of flooding or poor drainage Security and neighbourhood reputation Red flag: Avoid buying land that seems “too cheap to be true.” Often, such plots are disputed, unregistered, or located in high-risk zones. Step 3: Verify the Land Ownership This is the step where many buyers go wrong. In Ghana, land ownership can be complex: Stool land (owned by chiefs/traditional authorities) Family land (controlled by clans or families) Government land (reserved for state use or already acquired for projects) Private land (individually owned, often easier to verify) Unfortunately, some landowners sell the same plot to multiple buyers. Others may not even have full rights to the land they are selling. Action: Always demand ownership documents, including a site plan and indenture. Cross-check them with official authorities before making any payments. To verify these documents, first, visit the Lands Commission. Submit copies of the papers alongside an application form and the required fee to confirm their validity. It may also be helpful to consult a licensed surveyor to ensure that the site plan aligns with existing records and documentation. Be aware that presenting fake documents or incomplete signatures can result in severe legal consequences, including fines and imprisonment. By taking these steps, you increase the security of your investment. Step 4: Conduct a Land Search at the Lands Commission Never skip this step. It is your legal protection. A land search at the Lands Commission helps you confirm: Whether the land is registered. The rightful owner’s details. Whether the land is under litigation, government acquisition, or has already been sold. The process typically requires: A copy of the site plan (bearing a valid surveyor’s stamp). Application forms and fees. Once the search is completed, the Lands Commission will provide an official search report or certificate. This printout will detail critical information, including the ownership status, registration details, and any existing disputes or encumbrances affecting the land. It is essential to review this document carefully to ensure that all information aligns with previously verified details. If the certificate indicates any disputes or issues, seek clarification from the Lands Commission or consult your lawyer for guidance. It typically takes between 2 and 6 weeks to complete a land search, but it’s worth the wait. Many land disputes could have been avoided if buyers had conducted thorough searches. Step 5: Involve a Qualified Lawyer Hiring a lawyer may feel like an unnecessary expense, but it’s one of the best investments you can make in the land-buying process. A qualified real estate lawyer will: Verify all documents and signatures. Draft or review the sales agreement. Ensure the transaction complies with Ghanaian property laws and regulations. Many buyers rely only on agents or sellers, which can leave them unprotected. Remember, your lawyer is there to look out for your interests, not the seller’s. To find a qualified real estate lawyer in Ghana, consider contacting the Ghana Bar Association for recommendations. Seeking referrals from friends or colleagues who have successfully purchased land can also be helpful. Additionally, ensure the lawyer has experience in real estate transactions and is familiar with the specific legal landscape in

Introduction Renovating for Airbnb in Ghana? Learn the upgrades guests expect—Wi-Fi, AC, modern bathrooms, and cultural touches—to boost bookings and reviews. Airbnb has changed how travellers experience Ghana. Whether it’s a returning diaspora seeking comfort, a tourist looking for authentic culture, or a business traveller needing convenience, short-term rentals are now a go-to choice in cities like Accra, Kumasi, and Takoradi. The reality is that just listing your property is not enough. Guests want places that are modern, reliable, and welcoming. Upgrading your property to meet Airbnb standards is a smart move. It can help you earn more per night and get the great reviews that keep your place booked. In this post, we’ll walk through the renovations and upgrades that matter most, plus the finishing touches that transform your Airbnb into a five-star experience. 1. Understanding the Airbnb Guest Mindset in Ghana Airbnb guests in Ghana are diverse: Diaspora returnees who want modern comfort. Business travellers who value convenience and speed. Digital nomads who need strong Wi-Fi and a workspace. Tourists looking for cultural touches. Locals on staycations seeking relaxation. Regardless of the guest type, their expectations ultimately boil down to the same essentials: cleanliness, comfort, safety, and functionality. If these boxes aren’t ticked, reviews suffer. And on Airbnb, reviews are your lifeline. 2. Core Renovations That Boost Airbnb Appeal Kitchen Upgrades A functional kitchen is a must-have, especially for long-term stays. Install: Modern appliances (fridge, microwave, electric kettle, stove). Sleek finishes like granite counters or a stylish backsplash. Adequate cookware and utensils. Guests appreciate having the option to cook, so make sure not to miss this detail. Bathroom Modernisation The bathroom is where guests notice quality. Upgrades to consider: Reliable water heater for hot showers. Modern tiles and clean grout. Glass shower partitions or sturdy shower curtains. High-pressure taps and good drainage. Comfortable Bedrooms Sleep quality can make or break a guest’s stay. Invest in a quality mattress and crisp, neutral bedding. Blackout curtains to block out sunlight. Side tables, reading lamps, and multiple charging outlets. Living Area Enhancements The living room sets the mood. Open layouts, cosy sofas, and stylish lighting. A TV with Netflix or YouTube access. Homey extras: rugs, wall art, and throw pillows. 3. Essential Amenities Guests Expect Wi-Fi: Fast and reliable internet is non-negotiable. Air Conditioning & Fans: Ghana’s heat requires climate control. Backup Systems: A generator, inverter, or solar backup for power cuts, plus poly tanks for water shortages. Safety: Keep your property secure with sturdy locks and burglar-proofing. Install fire extinguishers and a first aid kit for emergencies. Additionally, be aware of and comply with local safety regulations and insurance requirements specific to Ghana. This will help protect your investment and ensure a lawful and safe hosting experience. Laundry: Washing machine or easy access to laundry services. These basics can determine whether a guest leaves a 5-star or 2-star review. 4. Design & Aesthetics That Attract Bookings Airbnb guests love spaces that photograph well. Minimalist but warm: Avoid clutter but don’t make it feel sterile. Cultural accents: Include Ghanaian touches such as Adinkra symbols, kente-inspired throw pillows, or local artwork. For sourcing these authentic pieces, you can explore local markets like Makola Market in Accra or visit artisan shops. Online platforms and galleries that feature the work of Ghanaian artists can also be a convenient option. Lighting: Maximise natural light by day, add warm ambient lights at night. Instagram factor: A beautiful space equals free guest marketing. 5. Renovations That Add the “Wow Factor” If you want to stand out in Ghana’s competitive Airbnb market, consider: A balcony or mini patio with outdoor seating. Smart locks for seamless check-in. A small home office setup for remote workers. Greenery and potted plants for freshness. These extras allow you to charge higher rates and encourage guests to return. 6. Budgeting for Airbnb Renovations in Ghana Renovating for Airbnb doesn’t always mean breaking the bank. Essential upgrades (budget $3,000 to $7,000): Clean bathrooms, functional kitchen, good Wi-Fi, and comfortable furniture. Prioritise fixing immediate needs first: ensuring cleanliness, installing reliable Wi-Fi, and updating key furnishings like beds or sofas for comfort. Once these basics are covered, focus on improving the kitchen functionality. This phased approach helps manage budgets efficiently while still enhancing guest experience. Mid-range upgrades ($8,000 to $15,000): Stylish design, inverter/generator backup, smart locks, and cultural décor. Luxury upgrades ($20,000+): Designer interiors, landscaped outdoor spaces, and premium appliances. Think of it as an investment. When you make better renovations, you can charge higher nightly rates, attract more bookings, and see a faster return on your investment. Typically, owners who invest in essential upgrades, such as modern bathrooms and reliable Wi-Fi, can expect to see a return on investment within 12 to 18 months, depending on the location and demand. Properties in high-demand areas, such as central Accra, might yield quicker returns compared to more rural settings. Consider this timeline as a general guideline, which will vary based on booking rates and seasonal trends. 7. Mistakes to Avoid When Renovating for Airbnb Over personalising: Avoid bold, unusual styles that only appeal to you. Neglecting maintenance: A fancy house with leaking taps will kill your ratings. Poor noise insulation: Guests won’t tolerate constant street or neighbour noise. Mismatched upgrades: Don’t put luxury décor in a property meant for budget travellers. 8. Final Touches That Make Guests Feel at Home Renovations attract guests, but hospitality keeps them coming back. A welcome basket with fruits, water, or Ghanaian snacks. A printed house manual with Wi-Fi password and appliance instructions. Slippers, toiletries, and bottled water. Fast, friendly, and responsive communication. These small touches turn a “nice stay” into a “five-star experience.” Conclusion Renovating to Airbnb standards in Ghana is not about making your home look like a hotel; it’s about creating a welcoming space that feels like home. It is about creating a space that feels comfortable, works well, and leaves a lasting impression. With the right renovations, such as modern bathrooms, reliable Wi-Fi, secure systems, and tasteful

Introduction Renovating a home in Ghana can be stressful, especially when moving out is not possible. Renting another place in cities like Accra, Kumasi, or Takoradi is expensive, and family homes often hold sentimental value and responsibilities that make leaving difficult. The Mensah family in Kumasi, for example, had three generations living together and could not move out. They decided to stay and found creative ways to manage their space during the renovation, saving money and keeping family traditions alive. The good news is that with the right planning, you can renovate your house without moving out. This guide shares practical tips to help you manage the process and keep your home improvement on track. 1. Decide If Staying Is Realistic Not every renovation project can be managed while living inside the house. Ask yourself: How extensive is the renovation? Painting and tiling are manageable, but tearing down walls or replacing a roof may require moving out for safety reasons. Who is in the household? If you have young children, elderly parents, or tenants, constant dust and noise could make life difficult. What’s the timeline? A quick 2-week kitchen upgrade is doable, but a 6-month major overhaul may not be worth the discomfort. If the work involves major structural changes, water disconnection, or electrical rewiring, it may be safer to temporarily relocate. But for most cosmetic or phased renovations, staying put is possible. 2. Plan Renovations in Phases One of the best ways to survive renovations is to break the project into stages. Instead of tearing the whole house apart at once, focus on one section at a time. For example: Phase 1: Bedrooms (to ensure a clean, restful space). Next actions: Clear out bedrooms and store items safely to avoid dust damage. Call a painter to schedule work. Ensure temporary sleeping arrangements if necessary. Phase 2: Living Room and Dining Area. Next actions: Move fragile items to storage and cover furniture to safeguard. Arrange a meeting with a contractor to discuss layout changes. Order necessary supplies like flooring and wallpaper. Phase 3: Kitchen and bathrooms. Next actions: Hire a plumber to review any new installations or repairs needed. Set up a temporary kitchen space elsewhere in the house. Purchase necessary fixtures and appliances in advance. Phase 4: Outdoor and exterior works. Next actions: Confirm with landscapers and builders about the work schedule. Purchase materials for outdoor improvements like patio stones. Arrange any required permits or neighbourhood notices. By working in phases, you can adjust your living space as the renovation moves along. Try to keep at least one bedroom, one bathroom, and a simple kitchen available at all times. It also helps to set aside a ‘sanctuary room’—a space free from construction where you can relax and take a break from the mess. This could be a veranda with comfortable chairs, a spare room with soft lighting and books, or even a cozy corner in the living room with plants and music. Having this retreat can make the renovation much less stressful. 3. Set Up Temporary Living Zones Living in a house under renovation means adapting to temporary discomfort. Here are some survival tricks: Create a mini kitchen: Set up a gas burner, rice cooker, or hot plate in a safe corner or veranda. Use coolers and water dispensers to make life easier. Convert spaces: The hall can double as a bedroom for a few weeks if the main bedrooms are under construction. Store safely: Pack furniture and clothes in boxes, or consider renting a storage container to protect them from dust and other elements. Remember: flexibility is key. The setup may not be glamorous, but it’s only temporary. 4. Manage Dust, Noise, and Safety Dust and noise are the biggest enemies during renovations in Ghana. Cement mixing, sanding, and painting create a lot of discomfort. Dust control: Seal off construction areas with nylon sheets, old bedsheets, or plywood boards. Noise management: Ask contractors to schedule noisy work, such as drilling, during the day when the house is less occupied. Safety Precautions: Keep tools and leftover nails out of the reach of children. Never leave buckets containing cement or paint uncovered. Ghana’s red soil and cement dust travel fast, so daily cleaning is essential. If you are staying in the house during renovations, it is important to set clear rules with your contractors. Create a simple agreement that both the foreman and your family sign. This helps everyone understand what is expected and keeps things running smoothly. Be sure to include these ground rules in your agreement: Define working hours so you aren’t woken up at 6 a.m. by hammering. Suggested working hours could be from 8 a.m. to 5 p.m. Restrict movement with negotiated boundaries; workers don’t need to access every part of your home. Specify the rooms and areas contractors are allowed to enter. Insist on daily clean-up so the house remains livable. Contractors should ensure all debris is cleared and tools are stored away at the end of each workday. Consider adding clauses such as penalties for delays without valid reasons, prohibitions on smoking or playing loud music on site, and requirements for contractors to use protective coverings on floors to minimise damage. Hire reliable artisans who respect these boundaries. A good foreman or project manager can make all the difference. 6. Budget for Extra Inconvenience Living in a renovation site comes with hidden costs. Expect to spend more on: Eating out when the kitchen is unavailable. Buy water tanks or buckets if plumbing is disconnected. Renting storage for furniture and appliances. It’s wise to add 10–15% extra to your budget to cover unexpected costs. This additional money can also help alleviate the stress of renovations—consider using some for a family outing or a small treat. Planning for both financial and emotional needs makes the process easier. To save more, try buying materials like cement, paint, and tiles in bulk from local markets, where prices are often better. You can also ask artisans and workers